Steeles

As a trusted North York Realtor with over 20 years of experience, We are here to guide you through the exciting journey of purchasing your dream home in this vibrant Toronto neighborhood. Follow this comprehensive step-by-step guide to navigate the North York real estate market with confidence.

Step 1: Evaluate Your Finances, Get Pre-Approved

Before you start your home search, you need to know your budget. Start with a mortgage preapproval because it’s never too early to start. Pre-approval strengthens your offer and focuses your search. Consult your bank or a mortgage specialist. They’ll assess your finances and preapprove you for a suitable mortgage. This preapproval typically lasts up to 120 days.

*If you don’t have a mortgage broker, we’re happy to recommend one. We work with trusted brokers from all the big Canadian banks.

Step 2. Choose the Right Real Estate Agent

Choosing an experienced Realtor in North York is vital for a smooth home-buying process.

With over 20 years of experience, We know the North York neighborhoods inside and out and can guide you through every step of the buying process.

Step 3: Create Your Wishlist

With my local expertise, We’ll help you prioritize these factors to find your ideal home in North York.

Step 4: See Homes, On Your Schedule

Begin your search by:

• Exploring neighborhoods that match your criteria
• Attending open houses to get a feel for the market
• Viewing 5-8 properties that best match your wishlist

As your Realtor, we can provide insights into the best neighborhoods in North York and upcoming listings. We’ll arrange in-person or virtual tours, help you track viewed properties, and provide honest feedback on each home to ensure you’re only considering properties that truly meet your needs.

Step 5: Make a Compelling Offer

When you find the right home, we’ll help you submit a compelling offer. Key components to consider are:

• Offer price
• Clauses for your protection
• Closing/completion date
• Deposit (typically 5% or more of the purchase price)
• Conditions (e.g., financing, inspection, lawyer review)
• Chattels and fixtures (inclusions/exclusions)

With our insider knowledge of the local North York neighborhoods, we’ll craft an offer that stands out to sellers.

Step 6: Navigate the Acceptance Process

Once your offer is accepted, we’ll move forward with either a conditional or firm sale. We’ll guide you through:

• Fulfilling any conditions within the agreed timeframe
• Connecting you with trusted home inspectors if needed
• Recommending experienced real estate lawyers to review closing documents
• Helping coordinate paperwork signing (which can be done virtually)

We’ll be there to assist you throughout this crucial step and can recommend experienced real estate lawyers to facilitate a smooth closing.

Step 7: Pop the Champagne and Enjoy Your New Home

Once all documents are signed and funds are transferred:

• Receive the keys to your new North York home
• Set up utilities
• Familiarize yourself with your new neighborhood

As your dedicated North York Realtor, we’ll provide you with a move-in checklist and continue to support you even after the sale, ensuring you settle comfortably into your new home.

Ready to find your dream home in North York? Let’s work together to make your homeownership goals a reality. With our extensive experience as a Realtor in North York and in-depth knowledge of the local market, we’ll guide you through every step of the process, from house hunting to closing and beyond.

Contact us today to start your exciting journey towards owning a home in North York!